As a personal finance advocate, educator, and counselor I am all for budgeting. However, I admit that I get extremely lazy when I have to go into an excel spreadsheet and plug in my income and expenses. I would lose track at times and forget to do it on a daily basis. I am sure many other people feel the same way when creating and maintaining a budget on an excel spreadsheet.
Thankfully apps such as Mint and private banks do the budgeting for you. My private bank has a pie chart that categorizes my expenses and I can set limits on how much I want to spend per category. It even has personal finance resources for my convenience.
If you are looking for an easy way to budget either get an app that does the budgeting for you or sign up with bank that has online budgeting tools associated with your bank account.
The good thing about an online budget is that you have online access anytime anywhere and you don't have to worry about plugging in the numbers on a daily basis.
Be smart and get online today and start your online budget.
Educator, business, and blogger on things that matter in life. Follow @joseful