Jay Fulgencio, Ph.D.
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Why I Created A Contract For My Financial Goals

7/4/2017

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Three Decembers ago, I was sitting at my desk contemplating a way to ring in 2014 with a positive attitude. I was heavily in credit card debt, owed money for a car I bought in the spring, and my savings was less than $100. 

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Mr. J

​Personal finance & entrepreneur educator and blogger. Follow Mr. J on social media @MrJRealTalk 

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